Shakthi Savings Account
Shakthi Savings Account
What is Shakthi?
Shakthi is a unique savings product designed exclusively for women, aimed at encouraging consistent savings while supporting financial independence and empowerment.
It forms part of a broader financial solution that enables women to build wealth, access financial services, and pursue personal and entrepreneurial goals.
Benefits of Shakthi Savings
- A dedicated savings account designed specifically for women
- Concessionary rates on leasing facilities, gold loans, and other financial services
- Encourages disciplined savings and financial planning
- E-statements for convenient account management
- Accessible via branches, with mobile banking integration to follow
Eligibility Criteria
- Available only to female customers
- Applicants must be 18 years or above
- The account must be opened in the name of a female individual
- Joint accounts are permitted only if all account holders are female
Related FAQs
This account is available to female individuals aged 18 years and above, subject to KYC and regulatory requirements.
Yes. Joint accounts are permitted only if all account holders are female.
No. If a male is added, the account will no longer qualify for Shakthi benefits and may be converted into a standard savings account.
Customers must provide standard KYC documentation, including proof of identity and address.
No. The account is available only to individuals aged 18 years and above.
Yes. The deposit may be used as collateral, subject to Janashakthi Finance’s lending policies.
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